ADVANTAGES OF LEASING

In today's competitive hi-tech business environment, companies maintain their economical advantage by using the most effective and flexible tools available. Leasing provides complete financing, allowing you to maintain cash for working capital. Any business, even one that is not necessarily strapped for cash, could use a little extra capital. Equipment leasing makes it possible for businesses of all sizes to acquire anything from a fax machine to a piece of industrial manufacturing machinery for a fraction of the initial cash outlay. The Equipment Leasing Association "ELA" reports 80% of all businesses in the U.S. lease some or all of their equipment. Some of the benefits, leasing can provide your company are as follow:

1. Pay for the equipment as you use it, Not before. With a simple fixed monthly payment, a lease allows you to consider the equipment as a contributing asset, therefore paying for equipment as it is being used.

2. Provides 100% financing. Leasing is a total package agreement. You can even finance related "soft costs" such as software, taxes, delivery, installation and freight.*

3. Conserves Capital. Leasing can free capital that can be crucial for business when the needs of increased inventory, marketing/advertising initiatives and added personnel demands a constant and reliable cash flow.

4. A new source of credit. You can preserve your established lines of credit for expansion and other operating needs.

5. No large down payments, make high-cost equipment affordable. In today's competitive hi-tech world, acquiring latest top quality equipment requires considerable expense. Leasing eliminates this necessity by establishing fixed monthly payments that can be adjusted to match your budget and cash flow over short or long term based on your needs.

6. Simplifies the loan process, Ease of Approval. Leasing is much simpler than regular bank loan. There is no red tape to delay the application and decision. In most cases, applications can be approved and contracted within 24 hours.*

7. Tax Advantages, no depreciation schedules. Since lease payments are pre-tax operating expenses, the cost of leasing may be fully tax-deductible. Rather than deal with depreciation schedules and alternative.**

1st National Capital Funding is a full service Lease company providing variety of programs, tailor-made financing alternatives and value added services to variety of industries. We have assortment of credit programs to assist every type of application and businesses, even start-ups. To learn more about how 1st National Capital Funding can help you acquire your new equipment or re-finance your used equipment, please contact us by email or call our sales office (800) 419-2011.

* Subject to credit approval.
**Always consult with your accountant for specific tax requirements and qualification.